Montgomery Community Media

As the next school year draws near, so do the anxiety and uncertainties of what the school year will look like as well as how parents will navigate it. The uncertainties, likelihood of schedule changes during the school year (i.e., remote to hybrid model), and balancing childcare/remote learning assistance with a job, all factor into […]

Generally, taxpayers must begin taking a required minimum distribution (RMD) from a defined-contribution retirement plan, including a 401(k) or 403(b) plan, or an IRA when they reach age 72 (70 1/2 if they reached 70 ½ before January 1, 2020). The RMD for any year is the account balance as of the end of the […]

Today, Thursday July 23, Major League Baseball (MLB) will make its return.  NIH’s very own Dr. Anthony Fauci will toss out the first pitch in Washington DC.  Will he be wearing his now famous Washington Nationals face mask? Is this a return to the arena sports experience? Of course not in this year of the […]

Have you started contributing to a Roth IRA? Here are three very common mistakes people make with Roth IRA’s. Make sure they don’t apply to you now or in the future!

Thirteen years ago last month (June 2007), the Fed Funds interest rate peaked at 5.25% and since then has been steadily declining. Apart from one short rate hike cycle in 2018, The Federal Reserve Bank (The Fed), has consistently reduced interest rates and implemented what is known as accommodative monetary policy. This accommodative policy has […]

Are you interested in building your savings in 2020? There are many ways to do this – listen here as Alvin discusses three practical changes you can make to save more money!  

Brain injury recovery is twofold: there is physical exercise to strengthen your body and mental exercise to strengthen your mind.  At the beginning of my brain injury recovery, all I wanted was to relearn how to walk and keep my balance. Now that I’m seven years into my brain injury recovery, I dream of one […]

At some point, most small business owners will visit a bank or other lending institution to borrow money. Understanding what your bank wants, and how to properly approach them, can mean the difference between getting a loan for expansion or scrambling to find cash from other sources. Unfortunately, many business owners fall victim to several […]

Are you looking for productive ways to help the fight against racial inequality? Here are three tips on how to bridge the racial wealth gap through your financial choices!

Getting started in picking your own stocks can be risky and confusing. Alvin outlines a few tips for picking your own stocks without making expensive mistakes!